Crop Insurance
1. Chemical overspray caused by spray drifting from adjoining properties not owned by you
2. Damage caused by straying livestock not owned by you
3. Stored seed and hay is covered for fire and extraneous perils until sowing is completed the following calendar year
4. Grain and hay is covered for accidental damage whilst in transit
5. Extra harvest allowance where damage to an insured crop is assessed at greater than 70%
6. Reducing excess benefit where the assessed loss is greater than 20%
7. Replanting subsidy
NB: Additional Benefits 1, 2 & 5 are not applicable if you decide to insure for fire only.
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